Privacy Policy

Effective Date: July 23, 2026

EURAM FINANCE INC. (“EURAM FINANCE”, “we”, “our”, or “us”) is committed to protecting the privacy and security of the personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you visit our website or use our online financial services.

By accessing our website or submitting a loan application, you agree to the practices described in this Privacy Policy.

1. Company Information

EURAM FINANCE INC.

3577 Atwater Avenue, Suite 1113

Montreal, Quebec H3H 2R2

Canada

Email: info@euramfin.com

Phone: +1 343 477 1147

Website: https://euramfin.com

2. Personal Information We Collect

Depending on your interaction with our website, we may collect the following information:

Full name
Email address
Telephone number
Residential address
Date of birth
Employment information
Monthly or annual income
Loan amount requested
Preferred repayment period
Identity verification documents
IP address
Browser type
Device information
Website usage data
Cookies and similar technologies

We only collect personal information that is necessary to provide our services or comply with applicable legal obligations.

3. How We Use Your Information

We use your personal information to:

Process loan applications
Verify your identity
Assess loan eligibility
Communicate with you regarding your application
Respond to customer inquiries
Prevent fraud and unauthorized activities
Improve our website and services
Maintain internal records
Comply with applicable Canadian laws and regulations

We do not sell your personal information to third parties.

4. Consent

By submitting information through our website, you consent to the collection, use, and disclosure of your personal information for the purposes described in this Privacy Policy.

Where required by law, you may withdraw your consent at any time, subject to legal or contractual restrictions.

5. Disclosure of Information

Your personal information may be disclosed only when necessary, including:

Identity verification providers
Financial institutions
Professional advisors
Regulatory authorities
Government agencies where legally required
Technology service providers assisting with website operations

All service providers are expected to maintain appropriate confidentiality and security standards.

6. Data Security

We implement appropriate technical, administrative, and organizational safeguards to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

These safeguards include secure servers, encrypted communications where appropriate, restricted access, and ongoing security monitoring.

Although no method of transmission over the Internet is completely secure, we strive to use commercially reasonable measures to protect your information.

7. Data Retention

Personal information is retained only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

When personal information is no longer required, it is securely deleted or anonymized.

8. Cookies

Our website uses cookies and similar technologies to:

Improve website functionality
Remember user preferences
Analyze website traffic
Enhance user experience
Improve website performance

You may configure your browser to refuse cookies; however, certain website features may not function properly.

9. Your Privacy Rights

Subject to applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, Quebec’s Act respecting the protection of personal information in the private sector, you may have the right to:

Access your personal information
Request corrections to inaccurate information
Withdraw consent where applicable
Request deletion of personal information when legally permitted
Request information regarding how your data has been processed
File a complaint with the appropriate privacy authority

To exercise these rights, please contact us using the information provided below.

10. Third-Party Websites

Our website may contain links to external websites. EURAM FINANCE INC. is not responsible for the privacy practices or content of third-party websites.

We encourage users to review the privacy policies of any external websites they visit.

11. Children’s Privacy

Our services are intended exclusively for individuals who have reached the legal age required to enter into financial agreements in their province or territory.

We do not knowingly collect personal information from minors.

12. International Data Transfers

Your information may be processed or stored in Canada or in other jurisdictions where our authorized service providers operate. Whenever personal information is transferred, we take reasonable measures to ensure that it remains protected in accordance with applicable privacy laws.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, technology, or our business practices.

The updated version will be posted on this page together with the revised Effective Date.

14. Contact Us

If you have any questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact: