Effective Date: July 23, 2026

This page provides general pre-contractual information about the financing solutions offered by EURAM FINANCE INC. The purpose of this document is to help prospective borrowers understand the main characteristics of our loan products before submitting an application.

Please read this information carefully. A personalized loan agreement containing the final terms and conditions will only be provided after your application has been reviewed and approved.

About EURAM FINANCE INC.

EURAM FINANCE INC.

Business Number (BN): 894865237

Registry Number: 2773091

Registered Office:

3577 Atwater Avenue, Suite 1113

Montreal, Quebec H3H 2R2

Canada

Website: https://euramfin.com

Email: info@euramfin.com

Phone: +1 343 477 1147

Loan Products

EURAM FINANCE INC. provides online financing solutions designed to meet a wide range of personal and business financing needs.

Our financing solutions are available to eligible applicants throughout Canada, subject to approval and applicable lending requirements.

Loan Amount

Applicants may request financing between:

Minimum Amount: CAD $5,000

Maximum Amount: CAD $500,000

The amount approved will depend on the applicant’s financial profile, supporting documentation, and lending assessment.

Repayment Period

Flexible repayment terms are available from:

Minimum: 12 months
Maximum: 300 months

The repayment schedule is determined based on the approved loan amount and the terms set out in the final loan agreement.

Interest Rate

EURAM FINANCE INC. offers financing with a fixed annual interest rate of 3%.

The interest applicable to your loan will be clearly stated in your personalized loan agreement before you are asked to accept the financing.

Monthly Payments

Monthly instalments are calculated based on several factors, including:

Approved loan amount
Repayment period
Applicable interest rate

Your exact monthly payment will be provided before any loan agreement is signed.

Loan Approval Process

The application process generally includes the following steps:

Complete and submit the online application form.
Provide any requested supporting documentation.
Identity verification.
Review of your application.
Credit and affordability assessment, where applicable.
Lending decision.
Issuance of a personalized loan agreement for review and acceptance.
Disbursement of funds following completion of all required formalities.

Required Documentation

Depending on your application, you may be asked to provide:

Government-issued photo identification
Proof of address
Proof of income
Employment information
Bank account information
Additional supporting documents if required

Failure to provide the requested documentation may delay or prevent the processing of your application.

Borrower’s Responsibilities

Before accepting a loan, you should carefully consider your financial situation and ensure that you will be able to meet your repayment obligations.

Borrowers are responsible for:

Providing accurate and complete information.
Informing us of any significant changes that may affect their application.
Making repayments according to the agreed schedule.

Early Repayment

Borrowers may contact EURAM FINANCE INC. to inquire about early repayment options.

Any applicable conditions or fees, if any, will be clearly disclosed in the individual loan agreement before acceptance.

Important Information

Submitting a loan application does not guarantee approval.

Approval is subject to:

Identity verification.
Review of the information provided.
Assessment of eligibility.
Compliance with applicable laws and internal lending policies.

EURAM FINANCE INC. reserves the right to request additional documentation or decline any application that does not satisfy its lending requirements.

No Financial Advice

The information provided on this website is intended for general informational purposes only.

Nothing contained on this website constitutes financial, legal, accounting, or tax advice.

Applicants are encouraged to seek independent professional advice before entering into any financial agreement if necessary.

Contact Us

If you have any questions regarding our financing solutions or this pre-contractual information, please contact: